Business Banking
Your business is constantly on the move - changing and growing with each passing day. To stay ahead of your competition, you need a reliable and accessible financial partner who understands your unique financial needs. At First Vision Bank, we'll take the time to understand your business and help you move to the next level with the resources you need to succeed.
This account is perfect for smaller businesses requiring only minimal monthly transactions.
- First 300 transactional items per month free
- $.25 per transaction over 300
- Free Debit Card*
- Free Online Banking
- Online Bill Pay is available
- No annual fee credit card*
- Image statements
Minimum deposit to open - $50
Monthly service fee - $15
Monthly fee is waived by any of the following:
- $2,000 minimum daily balance
- $5,000 average balance for the month
- $25,000 combines business loans and deposits
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This account provides sole proprietorships and non-profit organizations an opportunity to earn interest while managing monthly transactional needs.
- First 300 transactional items per month free
- $.25 per transaction over 300
- Free Debit Card*
- Free Online Banking
- Online Bill Pay is available
- No annual fee credit card*
- Image statements
- Tiered interest earned on daily collected balances
Interest tiers:
- $0 - $2,499
- $2,500 - $9,999
- $10,000 - $24,999
- $25,000 - $49,999
- $50,000 - or more
Minimum deposit to open - $50
Monthly service fee - $15
Monthly fee is waived by any of the following:
- $2,000 minimum daily balance
- $5,000 average balance for the month
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Businesses with average to high transaction volume and account balances will appreciate this account.
- First 750 transactional items per month free
- $.25 per transaction over 750
- Free Debit Card*
- Free Online Banking
- Online Bill Pay is available
- No annual fee credit card*
- Image statements
Minimum deposit to open - $50
Monthly service fee - $35
Monthly fee is waived by any of the following:
- $10,000 minimum daily balance
- $12,500 average balance for the month
- $50,000 combined business loans and deposits
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This non-interest-bearing account allows more flexibility for larger businesses requiring more than 750 transactional items per month. With this account, you pay only for the services you use, while letting the earnings credit offset the monthly fee. You receive an earnings credit calculated on the average daily balance, which is used to offset or eliminate monthly analysis fees. As long as your balance covers account activity, you pay no monthly fee.
Minimum deposit to open - $50
Monthly service fee - Customized pricing based on checking history
- Earnings credit based on average daily balance may offset the monthly fee
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This account satisfies your escrow needs while earning interest on Lawyers' Trust Accounts.
- Free unlimited transactional items per month
- Free Online Banking
- Image statements
- Tiered interest earned on daily collected balances
Interest tiers:
- $0 - $2,499
- $2,500 - $9,999
- $10,000 - $49,999
- $50,000 - $99,999
- $100,000 - $249,999
- $250,000 - or more
Minimum deposit to open - $50
Monthly service fee - $15
Monthly fee is waived by the following:
- $2,500 minimum daily balance
- $3,500 average balance for the month
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This account is designed to help your money work as hard as you do. Our tiered interest gives you higher rates as your balance increases.
- No charge for first 6 withdrawals per quarter
- Free Online Banking
- Interest compounded daily and posted quarterly
- Account statement mailed quarterly
Minimum deposit to open - $50
Quarterly
service fee - $8
Quarterly fee is waived by the following:
- $500 minimum daily balance
- $1,000 average balance for the month
*Limited by Federal Law to 6 transactions per month (checks, telephone, wire or ACH transfers) and only 3 may be payable to a third party by check. Excessive withdrawals may result in your account being transferred to another eligible account.
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This account allows you to earn an attractive rate of return with limited access to your money. You'll enjoy a higher interest rate by maintaining a higher balance.
- 6 free withdrawals per month (with no more than 3 by check)
- $15 per withdrawal or check written over limit
- First order of basic checks free
- Free Online Banking
- Monthly statements
- Interest compounded daily and posted monthly
Interest tiers:
- $0 - 2,499
- $2,500 - 9,999
- $10,000 - 24,999
- $25,000 - 49,999
- $50,000 - 99,999
- $100,000 - 199,999
- $200,000 or more
Minimum deposit to open - $50
Monthly service fee - $15
Monthly fee is waived by the following:
- $2,500 minimum daily balance
- $3,500 average balance for the month
*Limited by Federal Law to 6 transactions per month (checks, telephone, wire or ACH transfers) and only 3 may be payable to a third party by check. Excessive withdrawals may result in your account being transferred to another eligible account.
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At First Vision Bank, we are dedicated to helping your business get the money you need, when you need it, and without the red tape and hassles that slow you down. All of our lending decisions are made locally, resulting in a prompt response and quick turn around time for you. You'll also benefit from our flexible repayment terms tailored to fit the cash flow needs of your business. Whenever you need a loan, you can be assured we'll be here to help with:
- Commercial Real Estate Loans
- Equipment Financing
- Facility Construction/Expansion Loans
- Letters of Credit
- Line of Credit
- Real Estate Loans
- Small Business Administration Loans
- Working Capital Loans
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Our Corporate Cash Management features are guaranteed to help save your business time and money. Here are just a few of the benefits you'll enjoy with Corporate Cash Management:
- ACH Payments - A time and money-saving way to accept and initiate electronic payments.
- Payroll Manager - Allows you to direct deposit your payroll funds into employee accounts.
- EFTPS Tax Payments - The U.S. Department of the Treasury now requires all businesses to pay their federal taxes electronically. With First Vision Bank Online Banking, you'll have everything you need to initiate your tax payments online.
- Bill Pay - This no-hassle service allows you to pay bills online without writing checks, searching for envelopes or buying stamps.
- Sweep Account Services - Allows you to earn maximum interest on excess or idle funds in specified accounts. It saves you time and the additional expense associated with cash forecasting and the monitoring of receivables and payables.
- Wire Transfers - Initiate incoming and outgoing domestic wire transfers online.
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