Personal Savings

At First Vision Bank, we can help make your money work for you with accounts designed to help your savings grow. After all, it's never too soon to start planning for retirement or other financial goals.

Regular Savings
Everyone can benefit from this simple savings account that helps you earn interest without having to maintain a high balance.

• No charge for first 6 withdrawals per quarter
  • $3 per withdrawal over 6
• Free Online Banking
• Interest compounded daily and posted quarterly
• Account statement mailed quarterly

Minimum deposit to open - $50
Quarterly service fee - $5
Quarterly fee is waived by any of the following:

• $100 minimum daily balance
• Age 19 or younger

*Limited by Federal Law to 6 transactions per month (checks, telephone, wire or ACH transfers) and only 3 may be payable to a third party by check. Excessive withdrawals may result in your account being transferred to another eligible account.

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Christmas Savings
Enjoy peace of mind throughout the year while you save in advance for holiday expenses.

• Account may be opened year round
• Requires ACH or automatic transfer
• Annual withdrawal in November
• $5 fee for early withdrawals
• Interest compounded daily and posted immediately before distribution of check
• No minimum balance required to earn interest
• Interest earnings are forfeited if account is closed early

Minimum deposit to open - $5

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Money Market
This account allows you to earn an attractive rate of return with limited access to your money. You'll enjoy a higher interest rate by maintaining a higher balance.

• 6 free withdrawals per month (with no more than 3 by check)
  • $15 per withdrawal or check written over limit
• First order of basic checks free
• Free Online Banking
• Monthly statements
• Interest compounded daily and posted monthly
  Interest tiers:
  • $0 - 2,499
  • $2,500 - 9,999
  • $10,000 - 24,999
  • $25,000 - 49,999
  • $50,000 - 99,999
  • $100,000 - 199,999
  • $200,000 or more

Minimum deposit to open - $50
Monthly service fee - $12
Monthly fee is waived by the following:

• $2,500 minimum daily balance
• $3,500 average balance for the month

*Limited by Federal Law to 6 transactions per month (checks, telephone, wire or ACH transfers) and only 3 may be payable to a third party by check. Excessive withdrawals may result in your account being transferred to another eligible account.

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Certificates of Deposit
This popular savings option provides you with guaranteed, higher-than-average interest rates. Plus you have the flexibility of a variety of maturities from 90 days to 60 months.

• Minimum deposit to open - $1,000
• Grace period - 10 calendar days
• Automatically renewable
• Interest may be paid monthly, quarterly, annually or at maturity (at least once a year) by direct deposit or check

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Individual Retirement Accounts
Let us help you begin planning for retirement or education costs with an IRA, Roth IRA or SEP. Traditional IRAs give you the benefits of tax-deferred savings and a possible tax deduction. We offer IRA terms ranging from 90 days to 60 months.

• Minimum deposit to open - $100
• Automatic interest distributions by check or direct deposit
• Interest may be paid monthly or quarterly

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