We make getting the money you need easy for whatever life brings. We offer competitive rates, special features and local lenders who understand the community and your needs. Plus, our repayment terms are flexible and the application process is easy. So talk with one of our lending experts today about current interest rates and how to apply.
We work with you to help finance whatever lending need you may have from home improvements, to a new car, to a dream vacation. We offer competitive rate and flexible repayment options to fit your budget. Talk to us today about current interest rates and how to apply.
Home Equity Loan
This is a great option if you are planning any large purchases in the near future. A home equity loan works much like a regular mortgage. You receive your money in a lump sum, and then make monthly payments over the life of the loan. Plus the interest you pay on the loan may be tax deductible (consult your tax advisor). Talk to us today about current interest rates and how to apply.
Home Equity Line of Credit
A home equity line of credit works a lot like a credit card. You can borrow as much or as little as you want from your approved credit limit. As you repay the balance, the full amount is available for you to use again and again.
Home Equity Advantages
- Any interest paid could be tax-deductible up to $100,000 (consult your tax advisor)
- Much lower interest rate than credit cards and unsecured personal loans
- Low closing costs
- Provides ready access to money in emergencies
Great Way to Use Your Home Equity
- Consolidating bills
- Home improvements
- Automobile, boat, RV purchases
- Business expansion
- Medical costs
We offer your choice of a First Vision Bank VISA® or MasterCard® credit card (subject to credit approval by a third party company). Each offers competitive interest rates and no annual fee. Apply today to begin enjoying the purchasing convenience of our credit cards.